The Oʻahu Kona Low Business Recovery Grant is a State of Hawaiʻi-funded disaster recovery program administered by the Chamber of Commerce Hawaii in partnership with the Hawaiʻi Department of Business, Economic Development & Tourism (DBEDT). The program has $3.35 million available for non-agricultural small businesses on Oʻahu that sustained documented material economic or physical harm from the March 10–23, 2026 Kona Low storms.
Funding and deadline
Eligible applicants may receive a one-time grant based primarily on verified annual gross revenue: $5,000 for micro enterprises with annual gross revenue under $250,000, or $10,000 for small businesses with annual gross revenue from $250,000 through $5 million. Applications are reviewed in the order received and grants are distributed until funds are exhausted.
The Chamber publishes a deadline of November 15, 2026 at 11:59 p.m. The official program page does not explicitly label the time zone, so Atlas does not infer one.
Who can apply
Applicants must be non-agricultural, for-profit small businesses physically operating on Oʻahu before March 10, 2026 and registered with the Hawaiʻi Department of Commerce and Consumer Affairs before that date. At least one owner must be a Hawaiʻi resident. The business must have fewer than 500 employees, annual gross revenue below $5 million, be current on state and federal taxes, and document material economic or physical harm directly caused by the Kona Low storms.
Nonprofit organizations are not eligible. Home-based businesses may qualify if all other requirements are met.
Storm-loss and duplication rules
Applicants must document storm-related harm such as property or inventory damage, business closures, utility disruption, inaccessible locations, supply-chain disruption, reduced services, employee impacts, or lost revenue. Grant claims must address unmet storm-related needs and may not duplicate losses already covered by insurance or other public or private disaster assistance.
The current official materials do not publish a separate matching-funds or cost-share requirement.
Required documentation and submission
The official program materials require DCCA business registration, the 2025 Hawaiʻi General Excise Tax annual return, applicable federal or Hawaiʻi income tax returns, a signed W-9, NAICS code, employee-count documentation, current federal and Hawaiʻi tax clearances, a Certificate of Good Standing or qualifying Certificate of Vendor Compliance, corroborating storm-damage documentation, the primary business owner’s government-issued identification, and banking information for ACH payment.
Applications must be submitted online through the Chamber of Commerce Hawaii Submittable portal. Mail-in applications are not accepted. Applicants asked for missing information generally have 10 business days to respond; the program states that the application submission date resets to the date the requested information is supplied.
Atlas analysis
Atlas Opportunity Score: 78/100. This is a current, state-funded disaster-recovery opportunity with clear Oʻahu small-business eligibility and rapid first-come review. N9+ Fit: 10/100. The grant is not a technology procurement program and ordinary initial outreach must not introduce or sell N9+. Any equipment role would require applicant-specific storm-loss facts and administrator confirmation of allowability. QC Healthcare Fit: 30/100 conditional. An independently owned Oʻahu healthcare business could potentially qualify if it satisfies all small-business and documented-loss requirements, but no applicant-specific eligibility is assumed.
Official sources: Chamber of Commerce Hawaii Oʻahu Kona Low Business Recovery Grant and State of Hawaiʻi DBEDT announcement.