Eligibility
Applicant type, geography, program rules and required conditions.
My Organization Fit Score
See how strongly this opportunity fits your organization.
Atlas combines public grant intelligence with the details of your organization to evaluate eligibility, strategic alignment, funding potential, timing, project fit and submission burden.
GrantUSDA Rural Development Business & Industry Guaranteed Loan Program — Rolling 2026
Atlas Opportunity Score90/100
FundingFY2026 OneRD dashboard: $2,093,151,202 in B&I guaranteed-loan authority, $1,014,367,209 obligated, $1,078,783,993 remaining, and $504,000,859 pending at the latest posted update. FY2026 guarantees are 85% for requests under $5 million and 80% for requests of $5 million or more; the current program page lists a 3% initial guarantee fee, 0.55% annual retention fee, and a possible 1% reduced initial fee for qualifying projects.
DeadlineOpen and rolling. Eligible-lender applications are accepted on an ongoing October 1 through September 30 cycle and USDA states applications are accepted through local Rural Development offices year-round. No single national clock-time cutoff applies to the rolling path.
Required next actionIdentify qualifying rural healthcare and school or community-serving business capital projects within this federal workflow. Verify rural location, borrower and lender eligibility, underwriting, collateral, environmental review, job impact, equipment or facility cost allowability, and current USDA restrictions before outreach or package work. Treat N9+ as potentially financeable equipment only after project-specific lender and USDA confirmation. If recipient-facing outreach is authorized, create exactly one authoritative Atlas_Email_Queue record and do not send directly.
Current statusOpen — lender applications rolling year-roundSource verificationSeptember 20, 2026
Tell Atlas Who You Are
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The form will carry the grant context with it, so you only need to provide the details Atlas cannot know from the opportunity itself.
How Atlas Scores Fit
Useful enough to guide action, structured enough to scale.
Strategic Alignment
How directly the organization's goals and use case match the funder's priorities.
Funding Potential
Available dollars, allowable uses, match burden and the amount that can realistically support the project.
Actionability
Deadline, documentation burden, readiness and the practical work required to submit a strong application.
A High Score Is the Beginning
When the fit is strong, Atlas shows you why.
The goal is not to hand you another number. It is to identify the opportunities worth your attention and make the next step obvious.