Get your personalized Grant Matrix & Fit Analysis.

Atlas works with municipalities, nonprofits, faith-based organizations, tribes, museums, schools, YMCAs, housing groups, fire and EMS agencies, healthcare providers and more. Your Grant Matrix brings together relevant funding opportunities and includes fit analysis of applicant eligibility, strategic alignment, funding potential, project goals, timing and submission requirements.

GrantUSDA Rural Development Business & Industry Guaranteed Loan Program — Rolling 2026

Atlas Opportunity Score90/100

FundingFY2026 OneRD dashboard: $2,093,151,202 in B&I guaranteed-loan authority, $1,014,367,209 obligated, $1,078,783,993 remaining, and $504,000,859 pending at the latest posted update. FY2026 guarantees are 85% for requests under $5 million and 80% for requests of $5 million or more; the current program page lists a 3% initial guarantee fee, 0.55% annual retention fee, and a possible 1% reduced initial fee for qualifying projects.

DeadlineOpen and rolling. Eligible-lender applications are accepted on an ongoing October 1 through September 30 cycle and USDA states applications are accepted through local Rural Development offices year-round. No single national clock-time cutoff applies to the rolling path.

Required next actionFor a prospective rural project, verify project location, borrower and lender eligibility, eligible use of funds, underwriting, collateral, environmental review, and current USDA fee and guarantee terms. Only eligible lenders submit the federal guarantee application. Applications are accepted on a rolling basis while program authority remains available.

Current statusOpen — lender applications rolling year-roundSource verificationOctober 1, 2026

Tell Atlas Who You Are

Request your Grant Matrix.

If you arrived from a specific grant, Atlas carries that opportunity's public context into your request. Choose one primary organization category in the request form below. In Additional Details for Atlas, describe your precise legal organization type, related programs and other activities. One choice does not restrict the scope of your personalized Grant Matrix or its fit analysis.

What Happens Next

Your request starts a personalized Grant Matrix.

Tell Atlas your exact legal entity type, location, mission and project, then submit the request.
The Atlas team reviews eligibility, the current deadline, and project fit using the funder’s official materials, then follows up using the contact details you provide.
For opportunities you elect to pursue, Atlas can help gather missing information, draft applications and prepare submission materials.

This is an inquiry, not a grant application or a funding guarantee. Do not enter patient information, passwords, or private documents in this form. You retain responsibility for approving and submitting an application to the funder.

Complete grant details remain above this form and on the selected grant page; lengthy intake summaries may be abbreviated.

Fit Analysis Inside Your Grant Matrix

More than a score. A reasoned recommendation.

Eligibility

Applicant type, geography, program rules and required conditions.

Strategic Alignment

How directly the organization's goals and use case match the funder's priorities.

Funding Potential

Available dollars, allowable uses, match burden and the amount that can realistically support the project.

Actionability

Deadline, documentation burden, readiness and the practical work required to submit a strong application.

The Grant Matrix Advantage

Compare grants. Understand fit. Choose your next move.

Each matrix organizes Priority, Opportunity, Amount, Deadline / Status, Atlas Fit, Why It Fits and Atlas Recommendation. The result helps you focus on practical options rather than chase a single score.