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GrantMississippi Rural Hospital Loan Program — Rolling 1% Facility, Staffing & Service Expansion Financing
Atlas Opportunity Score90/100
Funding$25,000-$100,000 repayable loan per qualifying rural hospital; fixed 1% annual interest; term up to 20 years subject to collateral life; collateral required; $1,000 application fee plus a 1% commitment/closing fee with a $1,000 minimum and applicable closing/legal costs.
DeadlineRolling / ongoing financing pathway. MSDH's live Rural Hospital Loan Program page provides a Statement of Interest to receive an application and does not publish a fixed closing date; approval is subject to fund availability and underwriting.
Required next actionConfirm the hospital is a licensed Mississippi hospital with 50 or fewer licensed general acute, non-specialty beds; assemble a current financial audit and Secretary of State Letter of Good Standing; define an eligible facility, staffing, or new-service project; model collateral, repayment, and the 85% FTE-retention covenant; submit the official Statement of Interest/Letter of Intent; and obtain MSDH confirmation before treating any specific equipment, technology, or contracted-service cost as allowable.
Current statusActiveSource verificationSeptember 6, 2026Tracked applicant typesHospital, Rural Hospital
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How Atlas Scores Fit
Useful enough to guide action, structured enough to scale.
Strategic Alignment
How directly the organization's goals and use case match the funder's priorities.
Funding Potential
Available dollars, allowable uses, match burden and the amount that can realistically support the project.
Actionability
Deadline, documentation burden, readiness and the practical work required to submit a strong application.
A High Score Is the Beginning
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The goal is not to hand you another number. It is to identify the opportunities worth your attention and make the next step obvious.