Eligibility
Applicant type, geography, program rules and required conditions.
My Organization Fit Score
See how strongly this opportunity fits your organization.
Atlas combines public grant intelligence with the details of your organization to evaluate eligibility, strategic alignment, funding potential, timing, project fit and submission burden.
GrantUSDA Rural Development REAP Renewable Energy & Energy Efficiency Guaranteed Loans — Rolling 2026
Atlas Opportunity Score78/100
FundingFY2026 OneRD dashboard: $119,189,272 in REAP guaranteed-loan authority, $11,500,000 obligated, $107,689,272 remaining, and $21,000,000 pending at the latest posted update. Guaranteed loans may cover up to 75% of eligible project costs. FY2026 guarantee percentage 80%; guarantee fee 1%; periodic retention fee 0.25%; pre-construction loan-note guarantee fee 0.50%.
DeadlineOpen and rolling. USDA states REAP guaranteed loan applications may be submitted and are accepted year-round through participating lenders and Rural Development. REAP grant applications are not being accepted at this time. No single national clock-time deadline applies to the rolling guaranteed-loan path.
Required next actionIdentify qualifying rural small-business healthcare energy projects within this federal workflow. Verify rural location, SBA small-business status, eligible borrower and lender, project technology, energy audit or assessment, environmental review, financing sources, and current USDA technology restrictions before outreach or package work. If recipient-facing outreach is authorized, create exactly one authoritative Atlas_Email_Queue record and do not send directly.
Current statusOpen — Guaranteed loans rolling; grant applications not currently acceptedSource verificationSeptember 15, 2026
Tell Atlas Who You Are
Request your organization-specific analysis.
The form will carry the grant context with it, so you only need to provide the details Atlas cannot know from the opportunity itself.
How Atlas Scores Fit
Useful enough to guide action, structured enough to scale.
Strategic Alignment
How directly the organization's goals and use case match the funder's priorities.
Funding Potential
Available dollars, allowable uses, match burden and the amount that can realistically support the project.
Actionability
Deadline, documentation burden, readiness and the practical work required to submit a strong application.
A High Score Is the Beginning
When the fit is strong, Atlas shows you why.
The goal is not to hand you another number. It is to identify the opportunities worth your attention and make the next step obvious.