Eligibility
Applicant type, geography, program rules and required conditions.
My Organization Fit Score
See how strongly this opportunity fits your organization.
Atlas combines public grant intelligence with the details of your organization to evaluate eligibility, strategic alignment, funding potential, timing, project fit and submission burden.
GrantUSDA Rural Development Water & Waste Disposal Loan & Grant Program — Rolling 2026
Atlas Opportunity Score87/100
FundingLong-term, low-interest loans; when funds are available, a grant may be combined with a loan when necessary to keep user costs reasonable. USDA does not publish a single national applicant award ceiling on the current program page. Loans may have repayment periods up to 40 years. Current rates through September 30, 2026: 2.875% Poverty, 3.750% Intermediate, 4.750% Market.
DeadlineOpen. Applications are accepted on an ongoing October 1 through September 30 cycle through RD Apply or the applicable USDA Rural Development office. The national page does not state a submission clock time.
Required next actionIdentify qualifying rural drinking water, wastewater, solid waste, storm water, and related public-health infrastructure projects within this federal workflow. Before package production, verify service-area eligibility, inability to obtain reasonable commercial credit, current rates, grant availability, engineering and environmental requirements, forms, certifications, and local USDA submission mechanics. If recipient-facing outreach is authorized, create exactly one authoritative Atlas_Email_Queue record and do not send directly.
Current statusOpen — Rolling October 1 through September 30 processing cycleSource verificationSeptember 14, 2026Tracked applicant typesFederally Recognized Tribe, Governmental Entity, Nonprofit Organization, Tribal Government or Organization
Tell Atlas Who You Are
Request your organization-specific analysis.
The form will carry the grant context with it, so you only need to provide the details Atlas cannot know from the opportunity itself.
How Atlas Scores Fit
Useful enough to guide action, structured enough to scale.
Strategic Alignment
How directly the organization's goals and use case match the funder's priorities.
Funding Potential
Available dollars, allowable uses, match burden and the amount that can realistically support the project.
Actionability
Deadline, documentation burden, readiness and the practical work required to submit a strong application.
A High Score Is the Beginning
When the fit is strong, Atlas shows you why.
The goal is not to hand you another number. It is to identify the opportunities worth your attention and make the next step obvious.